Bank Probationary Officer Role & Responsibilities

You should know the work you going to perform before preparing for any exam. First thing i want to say about Bank Job (either Clerk or PO) is that it involves financial risk. You should be active in your duties. It is not like other Govt sector jobs. As this topic is about Bank PO, i will talk about PO duties.

Bank PO have to perform any task in bank. Bank PO Responsibilities are: Cash Management, Supervision of Clerical work, Do has to take decisions, Loan Processing and Recovery Loans.

Every bank branch will have certain cash limit. PO should ensure that the avg cash balance limit is maintained or not. You have predict the cash you require on particular day and you should act accordingly. This is called Cash management. You will know the complete details when you join in bank. You may not understand at this point of time.

PO have to verify all the work done by clerk. Maker and Checker are involved in every transaction performed in bank. In case of cash transactions, clerk is a maker and PO is the checker. PO has to check whether Clerk entered everything correctly or not and authorise the transactions. If PO is a maker, Manager is a Checker. In case of loans, usually PO is a maker and Branch Manager is a Checker. Checker is responsible for any loss.

Bank PO have to look after the Loan documentation and visit the party site whenever required. All the Loans word have to be performed by Officer Advances.

PO has to issue check books, ATM cards, DDs, BCs. PO has to Handle customer complaints. You have to be cool and calm while listening to them. Some people will shout. You have to deal them patiently and convince them.

Bank PO have to read all the circulars. If you don't, you will definitely make a mistake and have face the consequences. Bank PO joins the bank as Asst Manager after completion of probation period. There are various responsibilities for Bank PO. It will be assigned to you as per the branch requirement by the Branch Manager.

Career growth in banks is very high compare to any other Govt Job. Promotional prospects are quite higher for those who perform better. There are many more things but these things are basic things that you must know before joining in bank.


  1. IBPS CWE CLERK INT. RESULT OUT...............


  3. shatrughan jaiswar11 April 2013 at 14:55

    i am Shatrughan Jaiswar, SC category from Mumbai , i got 60.60% in combined IBPS CWE2 result declared on 10th April 2013,will i get opportunity in any Nationalized bank ,please help me to know.what are the preference strategy? please let me know.

  4. Pushkar Chandra12 April 2013 at 07:56

    When PNB will call the candidates selected as a PO?

  5. if i not submit reliving letter then should bank can not give joining me or any solution

  6. Hi, To all those who are doing or done JOB and showed experience in interview...Will CBI only require Relieving Certificate or Will candidates have to acquire separate performance report from previous employer same as asked in last PO recruitment... Because my past two recruiters are in Bangalore and Noida so I would have to visit both the places...even though I have proper joining letters and relieving letters...Please Answer...

  7. please let me know, when will be IBPS PO/Clerk exam 2013 held. I have apllied in the month of August 2013 for the same but not yet get the exam date.

  8. i have completed B.E (CSE) which exam i will apply whether po or clerk