IBPS Clerk Interview 2013 Experience By Our Reader

IBPS Clerk Interview Experience By Our Reader. Here dont want display his name. So, iam not posting his name here. Here is the interview experience of him.

Name Prince

Interview Date 19/03/12

Location Amritsar

Time 1:00PM

Panel 2

My turn came at 4:30pm

I opened the door and asked may I come in.

they said yes come in.

I entered the room.

there were 4 members in the panel 3M 1F.

I wish them Good evening.

they replied but one person argue that do you not know that when we met first time, what we wish.

I replied yes sir I know "Good Morning"(I was thinking to say good morning but that will also arise question why u said good morning)

Why we said Good morning I replied k yeh freshness ka ehsaas dilate hai

whole conversation was in Punjabi

he said yes rite but why you said Good evening

I replied according to time I said good evening

then he asked which one is rite I said both are right..

they said yes both can be said

then he asked what have you done

I replied Master Of Computer Applications.

he said ohhhhh okay

Only one person was asking the question.

one was watching me strangely lady and other persons were arguing some time

Person::: what is S P A M

I said its spam as he was preannouncing it something other.

what is that?

I explained about spams.


Person : What is virus?

I explained about it.


Then what is anti-virus?

I explained about virus

one more question from IT

then they asked how can MCA help u in Banking?

I tell about technologies and IT used in banking system and said being an IT student its going to help me in banking?

then they asked about my village..

person knew about my village.

asked some more question related location.

then asked about my father's occupation.

some more question related to family.

person why u want to join the bank as u are MCA u can earn more than banking by Teaching and tution?

I replied my passion and objective is banking and also there is growth and stability in this field and also its providing lots of opportunity for garaduates and I want to grab one of that.

apko benefits pata hai iske drawbacks pata hai apko..

I was not able to answer these

then they asked about Adhaar card

I replied its used to uniquely identify a person in country

they replied voter card can also do so.

I replied there are Finger print and ratina scan too to do so.

then they said isko technology language mein kya kehtey hai..

I forget at that time I knew the answer

he asked its related to ur field.

I said biometric system

they asked three GK question I was unable to answer. I have read about that but forget the answer.

also asked about bank manager name in our village PNB bank.

At last he said ok Carry On Thank You.

I said thank you and left the room.

how will u rate my answers.

Thank you very much.


  1. name : priyanka
    Interview : 20/3/2013
    venue: vijayawada
    My turn came at 3:30pm

    I opened the door and asked may I come in.

    they said yes come in.

    I entered the room.

    there were 4 members in the panel 3M 1F.

    I wished them Good afternoon.
    they Asked my name my family background and my education qualification
    what do you know about banking?
    what is the women bank opened and by whose name?
    what is rtgs and neft and difference?
    what is the present repo rate?
    they asked about the current issues taken place in past two days?
    what is the software used in banks ?
    you are a btech how will be useful to and you are over qualified for clerk job justify?
    these are my questions
    i have performed well

  2. IBPS Clerks Interview experience (Went Average)
    City :Kolkata (UBI-Staff Training College)
    Date of the Interview : 24-03-2013 (8:30 am)
    Qualification : MBA (HR), BTech (IT)
    Panel- 3M, 1F
    Category: General
    Score : 139 (General cutoff 119)
    State Applied : West Bengal
    The questions asked were:-
    1) Tell me bout urslf & ur family (Specifically in Bengali, not English or even not Hindi)
    2) Training in Banking Sector
    3) HR in Banking Sector
    4) Types of Banks
    5) Who is K. C. Chakraborty
    6) Organizational Hierarchy (Starting from chairman) - Could not answer
    7) What is principles of natural justice - Could not answer
    8) Difference between commercial bank and private bank - Could not answer
    9) What is the difference between private banks and public sector banks
    10) What are different grand Slams in Tennis
    11) Who won the Wimbledon 2012
    12) Who was the runners Up in Wimbledon 2012
    13) Where is French Open Final played - (name of the court).

    i couldn't answer some of them.... Let me know your feedback

    @admin: Please let me know my chances

  3. appeared today at jammu..
    q2..situation in kashmir
    q3..what is commercial bank.
    q4..new acount opening formalties..
    q5..interet rte savings a/c
    q7..joint account terms conditions...
    q8..interest banned in islam?...

    i could not answer 2 questions ..baki acha hua

  4. Pallavi Pradhan25 March 2013 at 05:43

    Name: Pallavi Pradhan
    City: Bhubaneswar
    Panel: 1
    Time: 8:30
    Qualification: B.Com(Accounts Honours), MBA (Finance & HR)

    Questions Asked
    1) What is GDP ?
    A) Total value of goods and services produced in a country.

    2) What the banks doing for development of rural sector ?
    A) I answered about Priority sector lending and Financial Inclusion ?

    3) What should be the population in a rural area for opening branch in rural area ?
    A) Population of 2000.. And in order to increase penetration, the new scheme of Financial Inclusion is to cover villages of North east and hilly areas having population of 1000..

    4)Why Capital is shown on the Liabilities side ?
    A) It is the proprietors claim against the assets of the business and the company is a separate legal entity.

    5) What are liability of the banks ?
    A) Deposits..Out of total deposits,the savings bank and current account are current liabilities (because they are payable within a period of one year) and the Fixed Deposit and Recurring deposits are term liabilities.

  5. the panel consist of 3M and 1 F member (23rd march 8.30 AM Jalandhar)

    i entered the room and wish them all.

    after that they ask me to read the punjabi newspaper as it is the local language
    I read it
    they asked me about my family background
    i answered
    they ask me abt my qualification
    i told MBA (Finance) and B.COM
    then i told them about my experience as i have lot of experience in bank audits and other company audits
    they ask what is audit what is it used?
    i replied and answered
    they ask why there are scams like satyam if they have audited there accounts
    i answered that the fake documents misleaded the auditors
    the next question is what is the important thing is bank audits
    i replied its NPA
    they ask what is NPA
    NON-Performing assets i replied
    then they ask how NPA checked
    i answered there is provision for 90 days non performing of account
    and KCC A/c depend upon the 2 seasonal crop
    they explained me its 2 seasonal crops in case of short term crops and 1 crop for long term crops in case of sugarcane
    they ask what is e-banking
    i answered the uses of the e-banking
    then they asked about the tax slab
    i answered the tax slab for the A.Y. 2014-15
    they ask what is the 1st point in audit report
    i answered
    the next question is benefits to senior citizens in banks
    i answered the ROI is higher for senior citizens in FDR
    then they asked is the rate is higher in saving accounts too
    i answered no the benefit is only in FDRs
    next question is expect banking in which department the senior citizen get benefits
    i answered in income tax
    they told me in railway
    the next question is what is the difference in revenue or in income
    i answered
    i think they are satisfied with my interview

    sir tell me what are my chances?????????

  6. I went for interview but they didn't took my call letter, is it a mistake; were we supposed to submit it with other documents cuz when i was submitting the documents i was never asked of it, just verification was done.


  8. Name: Madhavi
    Interview: hyderabad
    date: 25/03/13
    i opened the door and asked "excuse me sir, may i come in?"
    there are 4 members in the panel. 3 men and one lady.
    i wished them good morning.
    the questions are fallowing
    1) tell me about yourself
    2)what about your family
    3) why you are interested in banking industry
    4) have you taken any coaching for exam
    5) do you read news paper daily? tell me some latest news

    please tell me what importances are have the interview ?
    If any person who got low score like 116-123 in uttar pradesh, can survive to get good marks in interview?

  10. PRAFULLA KUMAR SARANGI7 February 2014 at 18:35

    Thanks send some more.